Please carefully read the “Terms of Service” in its entirety before you use the website.

TERMS OF SERVICE

Definitions

Crucial Perspective Pte. Ltd. (We, Us, Crucial Perspective)

https://crucialperspective.com and other websites operated by Crucial Perspective Pte. Ltd. (“This Site”)

Each individual user (You)

Terms of Service (TOS)

Liability

By accessing or using This Site, you hereby accept and are bound by the entire TOS.  If you disagree or are unable to comply with the TOS in any way then please leave This Site immediately and do not access or use This Site.

You warrant that you are at least 18 years old.  If you are under 18 years old, please do not access or use This Site.

You fully understand and agree that This Site does not contain any investment, financial, tax, legal or insurance advice and that This Site is only for information purposes.  For any investment, financial, tax, legal or insurance matter; you should always seek advice from professionals who are qualified, licensed and regulated in the respective relevant matter.  You access or use This Site at your own risk.

We will make a best effort attempt to display only accurate and complete information.  We are not liable regarding the accuracy, completeness or reliability of the content on This Site.  This Site is provided on an “As Is” and “As Available” basis.  You are to independently verify any information on This Site before using it for any purpose.  This Site may be altered by us, without reason or advance notice.  We shall have no obligation to notify you of any alteration to the the content and services on This Site.  We are not responsible for the availability, delivery or timeliness of information on This Site.  We do not guarantee that This Site is free of viruses or any programs or code that may have a detrimental or destructive effect on your computer or equipment. 

To the greatest extent permitted by law, we are not liable for any financial losses, lost data, indirect, special or consequential damages arising from your access or use of This Site.

Ownership of Intellectual Property Rights

All intellectual property rights in This Site and the contents contained herein, are the property of Crucial Perspective Pte Ltd or its suppliers.  You fully understand and agree that your access or use of This Site does not grant you ownership of any intellectual property rights or other rights.  The contents, logos, service marks and trademarks contained in This Site are the exclusive property of Crucial Perspective Pte. Ltd. and are not to be used or reproduced in any way without advance written permission from us.            

Advertisement and Links to other internet websites

Crucial Perspective Pte. Ltd. does not endorse, promote or sell any equities, financial products or services.  We do not endorse, promote or sell any products or services mentioned by our advertisers on This Site.  You fully understand and agree that we are not liable for any financial losses, lost data, indirect, special or consequential damages arising from the advertisements or links to other internet websites on This Site. 

Privacy

This Site uses web cookies, web beacons and other similar technology to collect only aggregated and anonymised data from individual users.  We only use this aggregated and anonymised data to help us, our web analytics service providers and our advertisers to understand how This Site is being used and to implement improvements for this Site. 

We do not share any individual user information with third parties.

Crucial Perspective Pte. Ltd. employs multiple technological safeguards to protect user information.  In addition, access to individual user information is strictly limited to our essential personnel who need that access in order to do their jobs, furthermore these essential personnel are supervised directly by senior company management at all times.  Unfortunately, even the best security systems may be compromised.  You fully understand and agree that we are not liable for any illegal or unauthorised access or loss of your individual information. 

The TOS as well as your use or access of This Site shall be subject to, governed by and interpreted in accordance with the laws of Singapore for every purpose.  If any section of the TOS is found to be illegal or unenforceable by a court of competent jurisdiction, this shall not affect the remaining TOS nor shall it prevent the remaining TOS from continuing in force.  All parties agree to the non-exclusive jurisdiction of the Singapore courts.

Crucial Perspective Pte. Ltd.

Singapore

UEN(201630024H)

Last Updated: 1st March 2017